With the tsunami of new regulations from NCUA and the CFPB, getting good at compliance is becoming a key success factor for credit unions. In this podcast and presentation from the 2013 NAFCU Annual Conference, Ton辿 Gibson explores how your credit union can develop a cost-effective approach to strike a better balance between compliance and operational efficiency. Through the utilization of three methodologies strategic development, process excellence, and performance management learn in detail how to reduce the cost of compliance.
Wolters Kluwer Financial Services is the NAFCU Services Preferred Partner for Consumer and Member Business Lending & Deposit Services. More educational resources and contact information are available at www.nafcu.org/wolterskluwer.
This document provides instructions for making a clay dish in 3 steps: 1) Prepare the work area by covering a desk with newspaper. 2) Shape wet clay into a round, flat form by hand and build up the edges to form the dish shape. 3) Allow the clay dish to dry completely, and it can then be painted if desired. The overall goal is to learn basic clay hand-building techniques like making round shapes and distinguishing forms through a demonstration.
El art鱈culo discute c坦mo la sociedad contribuye a la cultura de la violaci坦n a trav辿s de la normalizaci坦n de la cosificaci坦n y la objetivaci坦n sexuales de las mujeres en los medios y la cultura popular.
With increased outsourcing of critical business functions it is more critical than ever to assess the risks posed by outside vendors and manage the ongoing relationship. In fact, regulators and auditors are focusing more and more on how vendors and contracts are managed and maintained by institutions. While vendor management is a must-do to satisfy financial industry regulatory requirements, it can also serve as a strategic initiative that can create a better run institution. Vendor Management can also be used as a way to improve efficiency, financial management, and profitability by reducing expenses and minimizing risk. Learn more at: www.nafcu.org/quantivate
This document provides guidance on designing and delivering effective presentations. It discusses three assumptions of multimedia learning theory: dual channels, limited capacity, and active processing. It recommends starting with the end goal in mind, planning in "analog mode," including stories, and tailoring the presentation to the audience. Specific tips include reducing text on slides, not reading slides verbatim, using high-quality graphics, limiting ideas per slide, moving away from the podium, making eye contact, advancing slides slowly, and smiling.
By creating true standards surrounding a lending format, communication, and security of credit union and partner data can be significantly improved, allowing for a similar improvement in services offered. This thought-provoking presentation will educate you on the importance of developing standard protocols for lending data, how it benefits all stakeholders, and also how to go about creating these standards. Learn more at: www.nafcu.org/allied
Annie M.'s favorites include the color pink, pizza, pigs she raised, and the beach in California. Her enjoyable activities are catching up with friends, dinner dates, family time, and hanging out with her little pal from Big Pal Little Pal. Her professional goals are to become an elementary teacher, enjoy teaching students, and gain knowledge from students and faculty. In 10 years, she hopes to be married with two children, living rurally and teaching in a rural school while possibly coaching volleyball.
What's Trending in NATO Commercial Technologies and GamesJay Gendron
油
The document summarizes the key findings from analyzing text from NATO workshop reports on serious games and military training over time. The analysis used topic modeling, latent semantic analysis, and clustering to identify trends. Key findings include that scenario realism improved alongside discussions of social media and human factors. New requirements took about 1.5 years to emerge as solutions. User experience topics have persisted in discussions. Assessment of training outcomes has recently emerged as a focus. Qualitative trends across technology, industry, and government are also summarized.
T箪denn鱈 pehled J&T Banky (16. - 20. kvtna 2011)jtbanka
油
The weekly market summary reported the following:
1) The Prague Stock Exchange index (PX) fell 0.8% for the week, while bond yields were mixed and the Czech koruna was slightly stronger against the euro but flat versus the US dollar.
2) NWR reported disappointing 1Q11 earnings that fell short of expectations on all levels despite rising coal prices. EBITDA grew 42.3% but missed estimates.
3) Pegas Nonwovens' 1Q11 results are expected to show sales growth of 19.2% but a 5.3% decline in EBITDA due to higher polymer costs, while net income is forecast to fall 12% year-over-year.
El art鱈culo discute c坦mo la sociedad contribuye a la cultura de la violaci坦n a trav辿s de la normalizaci坦n de la cosificaci坦n y la objetivaci坦n sexuales de las mujeres en los medios y la cultura popular.
With increased outsourcing of critical business functions it is more critical than ever to assess the risks posed by outside vendors and manage the ongoing relationship. In fact, regulators and auditors are focusing more and more on how vendors and contracts are managed and maintained by institutions. While vendor management is a must-do to satisfy financial industry regulatory requirements, it can also serve as a strategic initiative that can create a better run institution. Vendor Management can also be used as a way to improve efficiency, financial management, and profitability by reducing expenses and minimizing risk. Learn more at: www.nafcu.org/quantivate
This document provides guidance on designing and delivering effective presentations. It discusses three assumptions of multimedia learning theory: dual channels, limited capacity, and active processing. It recommends starting with the end goal in mind, planning in "analog mode," including stories, and tailoring the presentation to the audience. Specific tips include reducing text on slides, not reading slides verbatim, using high-quality graphics, limiting ideas per slide, moving away from the podium, making eye contact, advancing slides slowly, and smiling.
By creating true standards surrounding a lending format, communication, and security of credit union and partner data can be significantly improved, allowing for a similar improvement in services offered. This thought-provoking presentation will educate you on the importance of developing standard protocols for lending data, how it benefits all stakeholders, and also how to go about creating these standards. Learn more at: www.nafcu.org/allied
Annie M.'s favorites include the color pink, pizza, pigs she raised, and the beach in California. Her enjoyable activities are catching up with friends, dinner dates, family time, and hanging out with her little pal from Big Pal Little Pal. Her professional goals are to become an elementary teacher, enjoy teaching students, and gain knowledge from students and faculty. In 10 years, she hopes to be married with two children, living rurally and teaching in a rural school while possibly coaching volleyball.
What's Trending in NATO Commercial Technologies and GamesJay Gendron
油
The document summarizes the key findings from analyzing text from NATO workshop reports on serious games and military training over time. The analysis used topic modeling, latent semantic analysis, and clustering to identify trends. Key findings include that scenario realism improved alongside discussions of social media and human factors. New requirements took about 1.5 years to emerge as solutions. User experience topics have persisted in discussions. Assessment of training outcomes has recently emerged as a focus. Qualitative trends across technology, industry, and government are also summarized.
T箪denn鱈 pehled J&T Banky (16. - 20. kvtna 2011)jtbanka
油
The weekly market summary reported the following:
1) The Prague Stock Exchange index (PX) fell 0.8% for the week, while bond yields were mixed and the Czech koruna was slightly stronger against the euro but flat versus the US dollar.
2) NWR reported disappointing 1Q11 earnings that fell short of expectations on all levels despite rising coal prices. EBITDA grew 42.3% but missed estimates.
3) Pegas Nonwovens' 1Q11 results are expected to show sales growth of 19.2% but a 5.3% decline in EBITDA due to higher polymer costs, while net income is forecast to fall 12% year-over-year.