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INDUSTRIAL FIRE , SAFETY AND PREVENTION
ENGR. OCHERI C.
TRAINING/ WORKSHOP
Dept. of Metallurgical and Materials Engineering
Date : 19 -23 APRIL 2021
Venue : Nigerian Liquefied Natural Gas ( NLNG)
Laboratory
Industrial fire , safety and prevention MME 2021.pptx
WHY FIRE TRAINING
 Because management care about your safety
 Because many people are unnecessarily injured by
fire at work each year
 Because Fire Risk assessment flagged a need to train
staff in Fire Safety
WHAT IS FIRE?
 Fire is a SPECTACULAR example of a FAST chemical
reaction between a combustible substance and
oxygen accompanied by the evolution of heat
3 FIRE REQUIRMENT .
 1. Oxygen
 2. Fuel
 3. A source of energy i.e. HEAT
 FIRE TRIANGLE: (HEAT + O2 + IGNITION)
Industrial fire , safety and prevention MME 2021.pptx
CAUSES OF INDUSTRIAL FIRE
 SMOKING:
 Litters in factories provides essential fuels in fire
accident . Smoking near fuel depot and jerry cans
used to transport and store petrol during fuel crises
also contribute to INDUSTRIAL FIRE.
 CHEMICALS
 Lack of adherence to chemical safety
 requirements and improper storage
CAUSES OF INDUSTRIAL FIRE
 DIRT AND UNTIDINESS
 Refuse and process waste are good
 kindling for a fire to start or help a fire to expand.
 CONTRACTORS OPERATIONS
 Building and maintenance contractors often use a variety of
Equipment, which can produce a great deal of heat
 (blowlamps, welding and simple drilling.)
CAUSES OF INDUSTRIAL FIRE
 PROCESS HAZARD
 A: Faults in process plants leads to:
 1.Overheated machinery bearings and frictional
sparks.
 2. Tremendous amount of HEAT.
 B: Sparks from cutting and welding tools
 C: Lack of regular maintenance
CAUSES OF INDUSTRIAL FIRE
 FLAMMABLE LIQUIDS
 Flammable solvents of all kinds are both necessary
and dangerous in many industrial processes.
 With Nigerias peculiar problem of petrol shortages,
experience has shown that often this most dangerous
of all substances is badly transported and stored.
CAUSES OF INDUSTRIAL FIRE
 POOR HOUSE KEEPING
 Warehousing inadequate standards .
 Improperly stacked goods allow a fire to start
unnoticed and also impede fire-fighting operations
when eventually detected.
 Office waste must be regularly removed.
 Cleanliness is particularly essential in an office to
avoid simmering files, which can spread undetected
CAUSES OF INDUSTRIAL FIRE
 ARSON
 This subject has already received substantial publicity
in the national press and other media.
 Damage by riot is another danger, which can be
included in this category.
 Bomb Blast/Terrorist Activities
PHCN: Major cause of FIRE DISASTER in NIGERIA
 ELECTRICAL EQUIPMENT AND WIRING.
 Short circuits, and faults resulting in excess current flow generating
heat, which ignites insulation and flammable materials lying nearby.
 Broken Strands, loosely fitted plugs, overloaded sockets;
improperly secured terminals can cause arcing and sparking.
 Deterioration of insulation and wiring leads to ageing,
mechanical damage and excessive heat because of overloading.
 Unprofessional Alteration and addition to existing installation. 
Wiring installed by incompetent persons and not reaching
 acceptable standards.
 Inferior materials.
EFFECTS OF INDUSTRIAL FIRE
 Direct EFFECT:
 (a) no effect or near misses
 (b) minor injury
 (C) major injury
 (d) property damage
 (e) Business closure
EFFECTS OF INDUSTRIAL FIRE
 INDIRECT EFFECTS: refers to the consequence flowing
from the direct effect of fire.
 (a) for the injured person
 * loss of earning or earning capacity
 *disrupted family life.
 *disrupted personal life, and
 *other consequences e.g. pain & suffering
EFFECTS OF INDUSTRIAL FIRE
 (b) for the company:
 * injury costs
 * production loss costs.
 * property damage costs.
 * reduction in employee morale.
 * poor reputation as a result of adverse media
 publicity.
  * poor customer relations following adverse media
publicity.
EFFECTS OF INDUSTRIAL FIRE
 * lost time  supervisors, workers and others.
 * product damage cost.
 * first aid and medical cost.
 * increased employers liability premium.
 * legal cost, e.g. fines imposed by court, legal
representation fees
 * cost of changes in practice arising from prosecution or
as a result of enforcement action, e.g. prohibition or
improvement notice.
 * training cost e.g. retraining of injured employee or
PREVENTION OF INDUSTRIAL FIRE
 FIRE RISK ASSESMENT
 Identify the FIRE HAZARD in our offices.
 Identify the PEOPLE who could be at RISK.
 ELIMINATE, CONTROL or AVOID the fire hazard.
 Ensure that the existing FIRE
 SAFETY PROVISION meet up to standard.
 Record FINDINGS.
 Prepare EMERGENCY PLAN.
 REVIEW FRA Periodically.
PREVENTION OF INDUSTRIAL FIRE
 Provision of Fire Extinguishers.
 Provision of Information / Training.
 Provision of Fire Alarm.
 Provision of Fire Escape Route.
 Provision of Fire Risk Assessment.
 (Yearly)
CLASSIFICATION OF FIRE
 A: Solid material of Organic nature: wood
paper & Fabric
 B: Flammable liquids: Petrol, diesel etc
 C: Gases: Acetylene Butane
 D: Metals: Magnesium, Sodium, Aluminum
CLASSES OF FIRE
 EXTINGUISHERS
 CO2 CARBON DIOXIDE
 COLOUR: BLACK or RED
 FLAMMABLE LIQUIDS (faster than foam)
 AVAILABLE IN 1KG,3KG, 5KG, 20KG.
 RANGE: 2-3MTRS
 DISCHARGE TIME: 623S
CLASSES OF FIRE
EXTINGUISHERS
汲 DCP (DRY CHEMICAL POWDER)
汲 COLOUR: FRENCH BLUE or RED
汲 LIVE ELECTRICAL EQUIPMENT
汲 AVAILABLE IN 1,2,3,4,6,9, 12, 50, 75KG
汲 RANGE: 2-8MTS
汲 DISCHARGE TIME: 6-23S
CLASSES OF FIRE
 EXTINGUISHERS
  H2O (WATER)
  COLOUR: RED
  ORDINARY
 COMBUSTIBLE
 MATERIAL (wood,
 paper & paper)
  9ltrs=10kg
  RANGE:9LTRS
CLASSES OF FIRE
 EXTINGUISHERS
  FOAM FIRE
 EXTINGUISHERS.
  COLOUR: PALE CREAM
  USED FOR EXTINGUISHING
 FLAMMABLE LIQUIDS.
  AVAILABLE IN 4.5L & 9L.
  WEIGHS 10-15KG
  RANGE:7-10m
Fire Extinguishers - Blanket
  Any colour body or label but they are usually red or
white
  For use on any type of fire but best on small
contained class B fires and people on fire.
  Extinguishes by asphyxiating
Fire Safety At Home
  Fire works
  Candles, lamps
  Cooking gas/ kerosene stove
  Smoking in bed
  Electrical equipment
  Children playing with matches
Industrial fire , safety and prevention MME 2021.pptx
GOOD HOUSEKEEPING
  Good house keeping is essential part of sound
management practice.
 It benefits efficiency, aids production and it is also
good for fire protection.
 Well organized and carefully maintained premises
are safer from fire.
GOOD HOUSEKEEPING
 The chance of fire breaking out is reduced; should fire
occur, it could be more readily controlled. Below is a
list of duties, which will serve as a safety aide-memoir
to management.
  Cleanliness and tidiness.
  Staff should tidy their personal workplace.
  Combustible materials waste and process should be
kept clear of the premises.
GOOD HOUSE-KEEPING
  Waste with special hazards should be labeled,
flammable liquid, paint rags, oily rags.
  Waste containers should be removed from building at
the end of each day, or more frequently if necessary.
  Waste awaiting disposal should not be accessible to
public.
  Waste burning on site must be controlled and supervised.
  Pipes, beams, trusses, ledges deducting and electric
fittings should be regularly cleaned.
  Areas in the building and around must be kept free of
accumulated packaging materials and cleaned.
ACTION: IN CASE OF FIRE
  RAISE THE ALARM
  CALL SECURITY ON EXT. 2727 or 2999
  ATTACK THE FIRE (EXTINGUISHERS)
  EVACUATE THE BUILDING
P.A.S.S. PRINCIPLE (How to use an extinguisher)
  P= PULL THE PIN
  A= AIM AT BASE OF FIRE.
  S= SQUEEZE THE LEVER.
  S= SWEEP THE AFFECTED
 AREA FROM SIDE TO SIDE
 GENERAL RULE FOR FIGHTING FIRE
  SOUND THE ALARM.
  CALL SECURITY- ?????????( What is the Security
Number???)
  ENSURE YOU SELECT THE RIGHT EXTINGUISHER.
  RE-ASSESS THE FIRE. (gas cylinders, chemicals, fuel)
  KEEP ESCAPE ROUTE BEHIND YOU (tackle the fire from
furthest distance possible.)
  NEVER LET FIRE GET BETWEEN YOU AND YOUR EXIT.
  CONSIDER THE EFFECT OF SMOKE.
  IF YOU ARE IN DOUBT STOP, CLOSE DOOR AND GET
Industrial fire , safety and prevention MME 2021.pptx
INTRODUCTION
 Industrial Fire Safety is the set of practices
intended to reduce the destruction caused by
fire.
 Industrial Fire Safety measures include those
that are intended to prevent ignition of an
What is Industrial Fire Safety?
 Industrial fire safety is primarily a management
activity which is concerned with
 Reducing
 Controlling &
 Eliminating fire accident from
 the industries or industrial units.
Causes of Industrial Fire Accidents
 Unsafe conditions
 The job itself
 Psychological conditions
 Machinery & Equipment
 Unsafe Acts
 Miscellaneous Causes
Common Causes For Fire Hazards In Industries
 Electrical systems that are overloaded, resulting in hot
wiring or connections, or failed components
 Combustible storage areas with insufficient protection
 Combustibles near equipment that generates heat,
flame, or sparks
 Candles and other open flames
 Smoking (Cigarettes, cigars, pipes, lighters, etc.)
 Equipment that generates heat and utilizes combustible
materials
Flammable liquids and aerosols
 Flammable solvents (and rags soaked with solvent)
placed in enclosed trash cans
 Fireplace chimneys not properly or regularly cleaned
 Electrical wiring in poor condition
 Leaking Batteries
 Personal ignition sources - matches, lighters
 Electronic and electrical equipment
Significance of Industrial Fire Safety
 Industrial fire hazards causes a great loss to both the
 Employer & Employee, thats it is having importance
 Cost of compensation
 Cost of medical-aid
 Cost of training a new worker
 Cost of the lost time
 Cost of investigation
 Cost of supervision & inspections
 Cost to the Govt. in terms of factory inspectors, &
 Cost of spoilage of materials
 Cost of the damage of machinery
 Cost of cost of wages payable during injury
 Cost of loss of confidence
 Cost of loss to the worker and his family
Objectives of Industrial Fire Safety

 To prevent fire accidents in the plant by reducing the fire hazard to
minimum.
 To eliminate fire accident caused work stoppage and lost
production.
 To achieve lower workmens compensation, insurance rates and
reduce all other direct and indirect costs of fire accidents.
 To prevent loss of life, permanent disability and the loss of income of
worker by eliminating causes of fire accidents.
 To evaluate employees confidence by promoting safe work place
and good working condition
 To educate all members of the organization in continuous state of
safety mindless and to make supervision competent and intensely
safety minded.
Measures To Ensure Industrial Fire Safety
 Fire Safety Policy
 Fire Safety Committee
 Fire Safety Engineering
 Fire Safety Education & Training
Four E's of Fire Safety
 Engineering: i.e. safety at the design, equipment
installation stage.
 Education: i.e. education of employees in fire safety
practices.
 Enlistment: i.e. it concerns the attitude of the
employees
 and management towards the programmed and its
purpose. This necessary arose the interest of
employees in fire accident prevention and safety
consciousness.
Safety Inspection Procedures
  Safety audit  A safety audit subjects each area
of a companys activity to a systematic critical
examination with the object of minimizing loss.
  Safety survey- A safety survey is a detailed
examination in depth of a narrower field of
activity.
  Safety inspection-  A routine scheduled
inspection of a unit or department, which may be
 carried out by someone ( may be a fire safety
representative ) from within the unit, possibly
Industrial fire , safety and prevention MME 2021.pptx
Industrial fire , safety and prevention MME 2021.pptx
Industrial fire , safety and prevention MME 2021.pptx
Conclusion
 Over time, an increased understanding of the many
factors that contribute to the risk of fire has led to
positive developments in the fire protection of
industrial structures. Improvements in public fire
protection systems and services, as well as increased
use of private active or passive systems through fire-
protection and loss-control engineering, has meant
an overall decrease in the cost of industrial fire
hazards.
 A discussion of the factors affecting insurance
premium
Thank you for
attending and listening

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Industrial fire , safety and prevention MME 2021.pptx

  • 1. INDUSTRIAL FIRE , SAFETY AND PREVENTION ENGR. OCHERI C. TRAINING/ WORKSHOP Dept. of Metallurgical and Materials Engineering Date : 19 -23 APRIL 2021 Venue : Nigerian Liquefied Natural Gas ( NLNG) Laboratory
  • 3. WHY FIRE TRAINING Because management care about your safety Because many people are unnecessarily injured by fire at work each year Because Fire Risk assessment flagged a need to train staff in Fire Safety
  • 4. WHAT IS FIRE? Fire is a SPECTACULAR example of a FAST chemical reaction between a combustible substance and oxygen accompanied by the evolution of heat
  • 5. 3 FIRE REQUIRMENT . 1. Oxygen 2. Fuel 3. A source of energy i.e. HEAT FIRE TRIANGLE: (HEAT + O2 + IGNITION)
  • 7. CAUSES OF INDUSTRIAL FIRE SMOKING: Litters in factories provides essential fuels in fire accident . Smoking near fuel depot and jerry cans used to transport and store petrol during fuel crises also contribute to INDUSTRIAL FIRE. CHEMICALS Lack of adherence to chemical safety requirements and improper storage
  • 8. CAUSES OF INDUSTRIAL FIRE DIRT AND UNTIDINESS Refuse and process waste are good kindling for a fire to start or help a fire to expand. CONTRACTORS OPERATIONS Building and maintenance contractors often use a variety of Equipment, which can produce a great deal of heat (blowlamps, welding and simple drilling.)
  • 9. CAUSES OF INDUSTRIAL FIRE PROCESS HAZARD A: Faults in process plants leads to: 1.Overheated machinery bearings and frictional sparks. 2. Tremendous amount of HEAT. B: Sparks from cutting and welding tools C: Lack of regular maintenance
  • 10. CAUSES OF INDUSTRIAL FIRE FLAMMABLE LIQUIDS Flammable solvents of all kinds are both necessary and dangerous in many industrial processes. With Nigerias peculiar problem of petrol shortages, experience has shown that often this most dangerous of all substances is badly transported and stored.
  • 11. CAUSES OF INDUSTRIAL FIRE POOR HOUSE KEEPING Warehousing inadequate standards . Improperly stacked goods allow a fire to start unnoticed and also impede fire-fighting operations when eventually detected. Office waste must be regularly removed. Cleanliness is particularly essential in an office to avoid simmering files, which can spread undetected
  • 12. CAUSES OF INDUSTRIAL FIRE ARSON This subject has already received substantial publicity in the national press and other media. Damage by riot is another danger, which can be included in this category. Bomb Blast/Terrorist Activities
  • 13. PHCN: Major cause of FIRE DISASTER in NIGERIA ELECTRICAL EQUIPMENT AND WIRING. Short circuits, and faults resulting in excess current flow generating heat, which ignites insulation and flammable materials lying nearby. Broken Strands, loosely fitted plugs, overloaded sockets; improperly secured terminals can cause arcing and sparking. Deterioration of insulation and wiring leads to ageing, mechanical damage and excessive heat because of overloading. Unprofessional Alteration and addition to existing installation. Wiring installed by incompetent persons and not reaching acceptable standards. Inferior materials.
  • 14. EFFECTS OF INDUSTRIAL FIRE Direct EFFECT: (a) no effect or near misses (b) minor injury (C) major injury (d) property damage (e) Business closure
  • 15. EFFECTS OF INDUSTRIAL FIRE INDIRECT EFFECTS: refers to the consequence flowing from the direct effect of fire. (a) for the injured person * loss of earning or earning capacity *disrupted family life. *disrupted personal life, and *other consequences e.g. pain & suffering
  • 16. EFFECTS OF INDUSTRIAL FIRE (b) for the company: * injury costs * production loss costs. * property damage costs. * reduction in employee morale. * poor reputation as a result of adverse media publicity. * poor customer relations following adverse media publicity.
  • 17. EFFECTS OF INDUSTRIAL FIRE * lost time supervisors, workers and others. * product damage cost. * first aid and medical cost. * increased employers liability premium. * legal cost, e.g. fines imposed by court, legal representation fees * cost of changes in practice arising from prosecution or as a result of enforcement action, e.g. prohibition or improvement notice. * training cost e.g. retraining of injured employee or
  • 18. PREVENTION OF INDUSTRIAL FIRE FIRE RISK ASSESMENT Identify the FIRE HAZARD in our offices. Identify the PEOPLE who could be at RISK. ELIMINATE, CONTROL or AVOID the fire hazard. Ensure that the existing FIRE SAFETY PROVISION meet up to standard. Record FINDINGS. Prepare EMERGENCY PLAN. REVIEW FRA Periodically.
  • 19. PREVENTION OF INDUSTRIAL FIRE Provision of Fire Extinguishers. Provision of Information / Training. Provision of Fire Alarm. Provision of Fire Escape Route. Provision of Fire Risk Assessment. (Yearly)
  • 20. CLASSIFICATION OF FIRE A: Solid material of Organic nature: wood paper & Fabric B: Flammable liquids: Petrol, diesel etc C: Gases: Acetylene Butane D: Metals: Magnesium, Sodium, Aluminum
  • 21. CLASSES OF FIRE EXTINGUISHERS CO2 CARBON DIOXIDE COLOUR: BLACK or RED FLAMMABLE LIQUIDS (faster than foam) AVAILABLE IN 1KG,3KG, 5KG, 20KG. RANGE: 2-3MTRS DISCHARGE TIME: 623S
  • 22. CLASSES OF FIRE EXTINGUISHERS 汲 DCP (DRY CHEMICAL POWDER) 汲 COLOUR: FRENCH BLUE or RED 汲 LIVE ELECTRICAL EQUIPMENT 汲 AVAILABLE IN 1,2,3,4,6,9, 12, 50, 75KG 汲 RANGE: 2-8MTS 汲 DISCHARGE TIME: 6-23S
  • 23. CLASSES OF FIRE EXTINGUISHERS H2O (WATER) COLOUR: RED ORDINARY COMBUSTIBLE MATERIAL (wood, paper & paper) 9ltrs=10kg RANGE:9LTRS
  • 24. CLASSES OF FIRE EXTINGUISHERS FOAM FIRE EXTINGUISHERS. COLOUR: PALE CREAM USED FOR EXTINGUISHING FLAMMABLE LIQUIDS. AVAILABLE IN 4.5L & 9L. WEIGHS 10-15KG RANGE:7-10m
  • 25. Fire Extinguishers - Blanket Any colour body or label but they are usually red or white For use on any type of fire but best on small contained class B fires and people on fire. Extinguishes by asphyxiating
  • 26. Fire Safety At Home Fire works Candles, lamps Cooking gas/ kerosene stove Smoking in bed Electrical equipment Children playing with matches
  • 28. GOOD HOUSEKEEPING Good house keeping is essential part of sound management practice. It benefits efficiency, aids production and it is also good for fire protection. Well organized and carefully maintained premises are safer from fire.
  • 29. GOOD HOUSEKEEPING The chance of fire breaking out is reduced; should fire occur, it could be more readily controlled. Below is a list of duties, which will serve as a safety aide-memoir to management. Cleanliness and tidiness. Staff should tidy their personal workplace. Combustible materials waste and process should be kept clear of the premises.
  • 30. GOOD HOUSE-KEEPING Waste with special hazards should be labeled, flammable liquid, paint rags, oily rags. Waste containers should be removed from building at the end of each day, or more frequently if necessary. Waste awaiting disposal should not be accessible to public. Waste burning on site must be controlled and supervised. Pipes, beams, trusses, ledges deducting and electric fittings should be regularly cleaned. Areas in the building and around must be kept free of accumulated packaging materials and cleaned.
  • 31. ACTION: IN CASE OF FIRE RAISE THE ALARM CALL SECURITY ON EXT. 2727 or 2999 ATTACK THE FIRE (EXTINGUISHERS) EVACUATE THE BUILDING
  • 32. P.A.S.S. PRINCIPLE (How to use an extinguisher) P= PULL THE PIN A= AIM AT BASE OF FIRE. S= SQUEEZE THE LEVER. S= SWEEP THE AFFECTED AREA FROM SIDE TO SIDE
  • 33. GENERAL RULE FOR FIGHTING FIRE SOUND THE ALARM. CALL SECURITY- ?????????( What is the Security Number???) ENSURE YOU SELECT THE RIGHT EXTINGUISHER. RE-ASSESS THE FIRE. (gas cylinders, chemicals, fuel) KEEP ESCAPE ROUTE BEHIND YOU (tackle the fire from furthest distance possible.) NEVER LET FIRE GET BETWEEN YOU AND YOUR EXIT. CONSIDER THE EFFECT OF SMOKE. IF YOU ARE IN DOUBT STOP, CLOSE DOOR AND GET
  • 35. INTRODUCTION Industrial Fire Safety is the set of practices intended to reduce the destruction caused by fire. Industrial Fire Safety measures include those that are intended to prevent ignition of an
  • 36. What is Industrial Fire Safety? Industrial fire safety is primarily a management activity which is concerned with Reducing Controlling & Eliminating fire accident from the industries or industrial units.
  • 37. Causes of Industrial Fire Accidents Unsafe conditions The job itself Psychological conditions Machinery & Equipment Unsafe Acts Miscellaneous Causes
  • 38. Common Causes For Fire Hazards In Industries Electrical systems that are overloaded, resulting in hot wiring or connections, or failed components Combustible storage areas with insufficient protection Combustibles near equipment that generates heat, flame, or sparks Candles and other open flames Smoking (Cigarettes, cigars, pipes, lighters, etc.) Equipment that generates heat and utilizes combustible materials
  • 39. Flammable liquids and aerosols Flammable solvents (and rags soaked with solvent) placed in enclosed trash cans Fireplace chimneys not properly or regularly cleaned Electrical wiring in poor condition Leaking Batteries Personal ignition sources - matches, lighters Electronic and electrical equipment
  • 40. Significance of Industrial Fire Safety Industrial fire hazards causes a great loss to both the Employer & Employee, thats it is having importance Cost of compensation Cost of medical-aid Cost of training a new worker Cost of the lost time Cost of investigation Cost of supervision & inspections Cost to the Govt. in terms of factory inspectors, &
  • 41. Cost of spoilage of materials Cost of the damage of machinery Cost of cost of wages payable during injury Cost of loss of confidence Cost of loss to the worker and his family
  • 42. Objectives of Industrial Fire Safety To prevent fire accidents in the plant by reducing the fire hazard to minimum. To eliminate fire accident caused work stoppage and lost production. To achieve lower workmens compensation, insurance rates and reduce all other direct and indirect costs of fire accidents. To prevent loss of life, permanent disability and the loss of income of worker by eliminating causes of fire accidents. To evaluate employees confidence by promoting safe work place and good working condition To educate all members of the organization in continuous state of safety mindless and to make supervision competent and intensely safety minded.
  • 43. Measures To Ensure Industrial Fire Safety Fire Safety Policy Fire Safety Committee Fire Safety Engineering Fire Safety Education & Training
  • 44. Four E's of Fire Safety Engineering: i.e. safety at the design, equipment installation stage. Education: i.e. education of employees in fire safety practices. Enlistment: i.e. it concerns the attitude of the employees and management towards the programmed and its purpose. This necessary arose the interest of employees in fire accident prevention and safety consciousness.
  • 45. Safety Inspection Procedures Safety audit A safety audit subjects each area of a companys activity to a systematic critical examination with the object of minimizing loss. Safety survey- A safety survey is a detailed examination in depth of a narrower field of activity. Safety inspection- A routine scheduled inspection of a unit or department, which may be carried out by someone ( may be a fire safety representative ) from within the unit, possibly
  • 49. Conclusion Over time, an increased understanding of the many factors that contribute to the risk of fire has led to positive developments in the fire protection of industrial structures. Improvements in public fire protection systems and services, as well as increased use of private active or passive systems through fire- protection and loss-control engineering, has meant an overall decrease in the cost of industrial fire hazards. A discussion of the factors affecting insurance premium
  • 50. Thank you for attending and listening