Jasmine's resume
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Mortgage industry professional with loan-processing experience and a comprehensive knowledge of conventional and government loan programs. Diligent, detail-oriented and thorough in gathering borrower information, verifying loan documents and reviewing file documentation to guide each loan from preapproval to closing.
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Brittany Ramsey ResumeBrittany Ramsey
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Brittany T. Ramsey has over 6 years of experience as an escrow officer and closer, specializing in conventional and government refinances. She is proficient in various mortgage software programs and ensures compliance with all regulatory requirements. Her skills include data entry, problem solving, customer service, and adapting quickly to change. Ramsey holds a producer's license in Missouri, Indiana, and Maryland. She has a background in human resources and most recently worked as an Escrow Officer at Stewart Title, where she competently managed loan disbursements and achieved a 100% accuracy rating.Recently uploaded (20)
Farmer Producer Organizations (FPOs) in India: Strengthening Agricultural Val...
Farmer Producer Organizations (FPOs) in India: Strengthening Agricultural Val...Sunita C
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This presentation explores the role of FPOs in empowering small and marginal farmers, improving market access, enhancing bargaining power, promoting sustainable agriculture, and addressing challenges in agricultural trade, financing, and policy support.
AP Automation: The Competitive Advantage Your Business Needs
AP Automation: The Competitive Advantage Your Business NeedsAggregage
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https://www.accountantadvocate.com/frs/27799174/building-a-business-case-for-finance-automation
Struggling to get buy-in for finance automation? Learn how to build a compelling business case and streamline your purchase-to-pay process to drive efficiency, reduce costs, and stay ahead of the competition.APMC and E-NAM: Transforming Agricultural Markets in India
APMC and E-NAM: Transforming Agricultural Markets in IndiaSunita C
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This presentation explores the Agricultural Produce Market Committees (APMCs) and the Electronic National Agriculture Market (e-NAM), highlighting their role in improving market efficiency, price discovery, farmer empowerment, and challenges in agricultural trade and supply chain management.4 yyyExcept for the maxillary molars, the orifices of the canals lie on a lin...
4 yyyExcept for the maxillary molars, the orifices of the canals lie on a lin...KhalidLafi2
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Except for the maxillary molars, the orifices of the canals lie on a line perpendicular to a line drawn in a mesial-distal direction across the centre of the floor of the pulp chamber.
Business Analysis - Suzlon Energy | NSE:SUZLON | FY2024
Business Analysis - Suzlon Energy | NSE:SUZLON | FY2024Business Analysis
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Qualitative Fundamental Analysis of Suzlon Energy share for future growth potential (based on the Annual Report FY2024)
Get a sense of the Suzlon Energy's business activities, by understanding its values, business and risks.
YouTube video: https://youtu.be/_b9Km8N3Y4I
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Disclaimer:
We are not SEBI RIAs. This presentation is not an investment advice. It is only for study and reference purposes.PFMS Public Finance Management System Presentation Dr. Konka BAMU
PFMS Public Finance Management System Presentation Dr. Konka BAMUPrakash Konka
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National Service Scheme Transaction on PFMS Portal
Adoption of SAP Ariba by Large Corporations.docx
Adoption of SAP Ariba by Large Corporations.docxJacek Pakula
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Case study to analyze why SAP Ariba did modernize large corporation procurement process – turning a traditionally back-office function into a driver of strategic value.
TYPES OF TAXATION IN INDIA: Direct, Indirect, and Their Economic Impact
TYPES OF TAXATION IN INDIA: Direct, Indirect, and Their Economic ImpactSunita C
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This presentation explains the different types of taxation in India, including direct and indirect taxes, their structures, revenue significance, policy implications, and effects on individuals, businesses, and economic growth, with real-world examples and case studies.Gender board diversity and firm performance
Gender board diversity and firm performanceGRAPE
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We study the effects of gender board diversity on firm performance. We use novel and rich firm-level data covering over seven million private and public firms spanning the years 1995-2020 in Europe. We augment a standard TFP estimation with a shift-share instrument for gender board diversity. We find that increasing the share of women in the boardroom is conducive to better economic performance. The results prove robust in a variety of subsamples, and to a variety of sensitivity analyses. This outcome is driven primarily by firms from the service sector. The positive impact was stronger during the more recent years of our sample that is a period with relatively more board diversity. 
一比一原版加拿大谢尔丹学院毕业证（厂丑别谤颈诲补苍毕业证书）如何办理
一比一原版加拿大谢尔丹学院毕业证（厂丑别谤颈诲补苍毕业证书）如何办理taqyed
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crisil report 2 that analyses the current situationKalashJainfiitjee
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crisil report 2 that analyses the current situation
Accounting Strategies for Businesses with Dak Gilinsky
Accounting Strategies for Businesses with Dak GilinskyDak Gilinsky
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Dak Gilinsky provides expert guidance on managing business finances, bookkeeping, and tax compliance. Learn essential accounting strategies to improve financial transparency, reduce errors, and optimize profitability. Whether you're a startup or an established company, these insights will help you stay financially organized and compliant.Women Economy The presentation, Breaking the Silence: The Untapped Potential ...
Women Economy The presentation, Breaking the Silence: The Untapped Potential ...snehadeeproy085
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The presentation, *Breaking the Silence: The Untapped Potential of Educated Women in the Economy*, explores the disparity between women's education and workforce participation. Despite significant progress in women's education, many educated women remain outside the workforce, which not only impacts their personal growth but also limits economic productivity. The introduction highlights how this gap affects national economies, emphasizing the need for urgent intervention. The presentation then examines the current scenario with global and national statistics, using visual aids such as bar charts to illustrate the stark differences in workforce participation between men and women.
A major section of the presentation is dedicated to understanding why educated women are not actively participating in the workforce. Social and cultural barriers, such as traditional gender roles, societal expectations, and family pressures, often discourage women from pursuing careers. Workplace challenges, including gender discrimination, wage gaps, and the lack of flexible work arrangements, further hinder their participation. Economic and policy-related factors, such as insufficient maternity leave policies, lack of childcare support, and the undervaluation of unpaid labor, also contribute to this issue. A pie chart highlights the most common barriers, with family responsibilities emerging as the biggest obstacle, followed by workplace discrimination and the wage gap.
The economic cost of women's exclusion from the workforce is another key focus. The presentation discusses how lower female workforce participation results in reduced productivity and slower economic growth. According to a report by McKinsey Global Institute, closing the gender gap in the workforce could add $28 trillion to global GDP by 2025. Additionally, industries suffering from a shortage of skilled workers continue to overlook a large pool of educated women, leading to talent waste. The social impact of economic exclusion is also significant, as financial dependency increases gender inequality and contributes to higher poverty rates in societies with lower female workforce participation. A graph comparing female workforce participation and GDP growth across different countries demonstrates that nations with higher female employment tend to have stronger economic stability.
To address these issues, the presentation proposes several solutions. Government policies such as stronger maternity and childcare support, enforcement of equal pay laws, and skill development programs can help bridge the gap. Corporate initiatives, including flexible work policies, diversity programs, and mentorship opportunities, can create a more inclusive work environment. Societal changes, such as redefining gender roles, encouraging women entrepreneurs, and raising awareness through education and media, are also essential to breaking long-standing barriers. Another bar graph illustrates how increased female workJasmine's resume
- 1. Jasmine Mendivil 5601 S 12th Ave Apt 608 (520) 250-4752 Tucson, AZ 85706 mendivilperez1@hotmail.com Experienced Mortgage Professional Mortgage industry professional with loan-processing experience and a comprehensive knowledge of conventional and government loan programs. Diligent, detail-oriented and thorough in gathering borrower information, verifying loan documents and reviewing file documentation to guide each loan from preapproval to closing. EXPERIENCE CitiBank N.A. 2014-Present Mortgage Loan Coordinator ? Forge successfulrelationships with clients and sales partners. ? Obtain VOE, VOR, and other documents as needed and review file documents to verify appropriate documents and disclosures are included. ? Efficiently manage mortgage loans from registration to closing. ? Effectively engage with demanding customers/sales agents with diplomacy to ensure a seamless process. ? Review and authenticate borrowers’ income, credit reports, employment histories, property appraisals and title insurance information to prepare loan applications for underwriting submittal. ? Provide support to loan officer and underwriter teams by ensuring the timely, judicious and accurate processing of mortgages. ? Ensure compliance with company policies, underwriting guidelines and lending-program requirements. ? Analyze incoming documents for loan eligibility. ? Guarantee on time closing by completing all required pre-closing steps; making cash to close call, and sending files to closing within required performance standards. ? Reduced department delayed closings by educating processors and providing feedback on Docusign procedures. CitiMortgage Inc. 2013-2014 Homeowners Loss Mitigation Specialist/ Spanish Language Unit ? Advised clients on the terms and conditions of their mortgage. ? Analyzed existing policy & procedures and modified them for the purpose of improving regulatory compliance for the business. ? Reduced team quality compliance fails by conducting one-on-one coaching with new agents ? Educated clients on escrow calculations and adjustments to their mortgages. ? Handled escalated calls from clients with challenging issues and provided solutions and/or attentively listened to client complaints and addressed them. ? Pitched refinances and streamline modification offers to clients. ? Input borrower financial information to loss mitigation application and advised of options. ? Collected payments. Maintained knowledge of state/federalcollection laws and call guidelines. ? Advised senior management on policies and procedures. Sykes Enterprise (Tucson, AZ) 2009-2010 Bilingual Customer Service Mortgage Representative
- 2. ? Assisted clients with concerns and provided accurate account information by reviewing their GMAC loan account. ? suggested newprocedures to improve client experience. ? Detail-oriented with ability to manage multiple projects simultaneously. ? Responsible for collecting mortgage payments and documenting accounts with written summaries explaining reason for default and additional resolution possibilities. ? Provided optimal level of customer service for past due mortgage loans,both English and Spanish ? accounts. Skills ? Bilingual / fluent (Spanish and English) ? Proficient in Microsoft Office ? Computer literate ? Excellent written and oral communication skills ? Strong organizational skills ? Excellent problem solving skills ? Demonstrated high degree of confidentiality