3. Workshop Program
RECAP from last workshop
Fighting Fraud (Part2)
- Money bills counterfeiting
- Cheque and money order fraud
BREAKTIME
Summertime savings
4. What did we learn?
TOPICS COVERED
- Budgeting, Income planning, real life unexpected
situations, retirement
What have you done with the papers that we had
distributed?
Have your changed some of your habits or paid more
attention to your spending since the last workshop?
5. Fraud Prevention Month
Definition of fraud: Dishonest act done
with the intention to dupe someone by
cheating laws or regulations.
Millions of Canadians become victims of fraud each
year. Knowing how to recognize a fraud is the best
way to escape from it!
6. Types of Frauds
Identity theft (paper or internet)
Debit and credit cards
Fake money bills
Checks and money orders
Email or text messages
12. Set Your Budget
In order to wisely save for your summer plans, you
have to set a budget. Even though you may not
have solid plans as of yet, start knowing what
things cost and keep track of prices. Once you know
how much you might be spending, you can start
saving for the expenditure.
What kind of special activities do you enjoy during
summer?
13. Make A Few Sacrifices
Not going out with friends to movies or clubs as
much as you want to
Avoiding buying new clothing or shoes even if
there are great sales to take advantage of
Delaying the purchase of electronic products until
the Fall months
Making your own lunch or eating at home instead
of at a restaurant with friends
14. Cook out. Using the stove or baking in the oven creates a lot of excess
heat in your house and uses much electricity. Consider taking time to
light up the barbecue grill outside so that you can keep your house
cooler.
Dry laundry outside. If you have the ability to hang up laundry
outside, let the sun and warm summer breeze do the drying for you.
Even if you cant hang up clothes outside, try partially drying your
clothes and letting the air dry the rest.
Garden up. As summer begins , it is a perfect time to be on the
lookout for plant sales. Growing up your own vegetables and fruits is
not only healthier for the body, but it also save you money.
15. Enjoy the great outdoors. Try camping instead of booking a resort. It
can cost a fraction of the cost of a traditional vacation and it will be an
unique experience you will remember. Check National Park Services
and look for a safe campsite near you.
Ditch Your Car. With rising gas prices and nice weather, how much
money could you save if you walk, bike or carpool to work? This may
take some adjustment and planning ahead to change habits but you
will save money and get in a good work out. Nothing like doing
groceries by bike!