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fmcsa interchange fees carrier safety measurement system transaction data safety incentive programs trucking safety motor carrier safety score csms safestat driver safety safety investigations csa 2010 sms roadside inspections safety recognition fleet recruitment driver recognition accounts payable reconciliation process invoice completeness invoice compliance duplicate invoices commercial billing and payments fleet retention driver loyalty fleet benefits driver communications dispatcher relations b2b processing commercial payments commercial billings fraud prevention marine fuel procurement processes government procurement electronic procurement account misuse government transaction processing fuel procurement marine bunkering these financial variables ladder up to overwhelmin todays national fleets are juggling a multitude of price tolerances check processing bill duplicate filters price verification invoice verifications invoice accuracy invoice processing transaction authorization procurement policies purchasing controls specialized billings purchasing policies p-cards closed-loop network niche procurement merchant network network control purchasing cards p-card card network transaction fees educational market business opportunity non-profit market invoice b2i institutional growth institutional market government business billing statement government bankruptcies federal government federal purchasing po requirements transaction disputes fleet management fuel card companies fleet operating expenses fuel card fuel credit lines cash price fuel fuel network truck stop network payment programs billings and payments payment program sales networks over-the-road trucking fleet cost-drivers truck manufacturing consolidated billings loyalty programs national account programs open-loop network split billings level 1 data level 3 data level 2 data