Dollar cost averaging richard cayne meyer international ltd
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The document provides three examples of dollar cost averaging in different market conditions. In the first example, the market increases steadily over the year and dollar cost averaging results in 23% growth. In the second example, the market drops then rises over the year, and dollar cost averaging still provides 13% growth despite the lower final price. In the third example, the market fluctuates up and down over the year, and dollar cost averaging leads to 28% growth. All three examples invest $1,000 per month for a year and show how dollar cost averaging can benefit investors in varying market conditions.
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Third-Culture Kid
Round 2 - 2020
Sim ID Z78285_16
High Level Overview
Team Name Andrews Baldwin Chester Digby Erie Ferris Average
Sales $31,449 $68,809 $45,913 $80,152 $41,262 $48,168 $52,626
Profit $880 $6,002 $3,259 $8,211 $3,031 $3,279 $4,110
Contribution
Margin
23.9% 27.4% 27.3% 29.4% 29.2% 28.5% 27.6%
Emergency Loan $8,375 $0 $0 $0 $0 $0 $0
Stock Price $9.09 $22.09 $16.65 $27.95 $15.32 $18.62 $18.29
Market Share 10.0% 21.8% 14.5% 25.4% 13.1% 15.3% 16.7%
Research and Development
Use the Customer Buying Criteria, Product List and Perceptual Map to help you design products for your
customers and analyze where your products are positioned relative to your competition.
Customer Buying Criteria
Low Tech
Customer Buying Criteria Importance
Price $15.00 - $35.00 41%
Age 3 Years 29%
Reliability 14,000 - 20,000
Hours
21%
Positioning Performance 5.8
Size 14.2
9%
High Tech
Customer Buying
Criteria Importance
Positioning Performance 8.8
Size 11.2
33%
Age 0 Years 29%
Price $25.00 - $45.00 25%
Reliability 17,000 - 23,000
Hours
13%
Perceptual Map
Performance
S
iz
e
0 2 4 6 8 10 12 14 16 18 20
0
2
4
6
8
10
12
14
16
18
20
Product List
Name Pfmn. Size Reliability Age Revision Date
Able 7.6 13.6 21100 2.7 15-Aug-2020
Baker 6.5 14.1 19800 2.1 8-Mar-2020
Bold 7.1 11.7 22400 0.6 15-May-2020
Cake 5.7 14.2 17000 3.3 19-Jan-2020
Cent - - - - 7-May-2021
Daze 6.6 13.6 19500 2.1 22-Apr-2020
Dabble 8 12.4 22000 0.6 11-May-2020
Eat 6 14.4 16500 3.3 15-Jan-2020
East - - - - 16-Mar-2021
Fast 8.5 11.6 22000 1.7 14-Oct-2020
Feast - - - - 23-May-2021
Marketing
Look at each segment to assess how your products fit in the market. View how many units each product sold
and their projected sales, and compare your product's price, promo & sales budget to the competition. The
Customer Satisfaction Score tells you what your customers think of each product.
Name Price Units Sold
Potential
Sold
Stock Out
Sales
Budget
Customer
Accessibility
Promo
Budget
Customer
Awareness
Customer
Satisfaction
Able $38.25 567 557 No $1,900 37% $350 34% 10
Baker $33.40 1,235 1,309 Yes $1,350 43% $1,350 77% 22
Bold $42.35 30 42 Yes $550 43% $550 33% 1
Cake $28.95 1,360 1,335 No $925 29% $925 56% 20
Daze $35.00 1,208 1,187 No $1,450 48% $1,450 83% 19
Eat $29.30 1,212 1,190 No $875 28% $875 54% 18
Fast $38.50 485 479 No $1,275 28% $1,500 85% 1
Low Tech Segment
Buying Criteria Importance
Price $15.00 - $35.00 41%
Age 3 Years 29%
Reliability 14,000 - 20,000 Hours 21%
Positioning Performance 5.8 Size 14.2 9%
Demand Information
Market Size 6,098
Units Sold 6,098
Growth Rate 10%
Market Share
Andrews (9.3%) Baldwin (20.7%)
Chester (22.3%) Digby (19.8%)
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Round: 2
Dec. 31, 2015 C57912
Andrews
Tracy Calhoun
Victoria Carey
Florian Heithier
Keisha High
Baldwin
Joy Atkins
Michal Grygo
Deric Sims
Sean Smith
MILTON WARE
Chester
ARAYA AMDETSYON
Kevin Darrell
Judy-Ann Davis
DELANO MCVAY
Digby Erie
Selected Financial Statistics
Andrews Baldwin Chester Digby Erie
ROS -40.4% -1.3% -13.5% 8.2% 4.6%
Asset Turnover 0.37 0.96 0.66 1.30 0.91
ROA -14.9% -1.2% -8.9% 10.7% 4.2%
Leverage
(Assets/Equity)
-10.2 1.9 7.4 2.0 2.1
ROE -152.4% -2.4% -65.5% 21.1% 8.7%
Emergency Loan $343,049,599 $0 $94,241,651 $0 $0
Sales $135,241,406 $96,058,934 $115,326,373 $192,677,677 $118,689,159
EBIT ($18,090,603) $3,635,841 ($2,138,470) $32,178,555 $16,026,603
Profits ($54,636,942) ($1,246,277) ($15,612,972) $15,735,574 $5,462,417
Cumulative Profit ($80,606,603) $1,746,029 ($19,910,190) $30,484,786 $17,761,077
SG&A / Sales 7.0% 17.2% 14.1% 10.5% 10.4%
Contrib. Margin % 0.7% 29.2% 18.8% 31.4% 31.0%
CAPSTONE速 COURIER Page 1
Stock & Bonds C57912 Round: 2Dec. 31, 2015
Stock Market Summary
Company Close Change Shares
MarketCap
($M)
Book Value EPS Dividend Yield P/E
Andrews $1.00 $0.00 2,029,194 $2 ($17.67) ($26.93) $0.00 0.0% 0.0
Baldwin $20.47 ($4.02) 2,269,039 $46 $23.27 ($0.55) $0.00 0.0% -37.3
Chester $1.00 $0.00 2,000,000 $2 $11.92 ($7.81) $0.00 0.0% -0.1
Digby $71.00 $19.80 2,015,280 $143 $37.06 $7.81 $0.04 0.1% 9.1
Erie $46.29 $0.27 2,128,085 $99 $29.53 $2.57 $1.44 3.1% 18.0
Bond Market Summary
Company Series# Face Yield Close$ S&P Company Series# Face Yield Close$ S&P
Andrews Chester
12.5S2017 $13,900,000 12.9% 97.05 DDD 12.5S2017 $13,900,000 12.9% 97.05 DDD
14.0S2019 $20,850,000 14.1% 99.13 DDD 14.0S2019 $20,850,000 14.1% 99.13 DDD
Baldwin Digby
12.5S2017 $13,900,000 12.4% 101.02 BB 12.5S2017 $13,828,905 12.4% 100.51 B
14.0S2019 $20,850,000 13.2% 106.39 BB 14.0S2019 $20,850,000 13.3% 105.44 B
11.3S2024 $2,500,000 11.7% 96.79 BB 11.5S2025 $4,651,752 12.0% 96.08 B
Erie
12.5S2017 $13,900,000 12.5% 100.00 CCC
14.0S2019 $20,850,000 13.4% 104.51 CCC
Next Year's Prime Rate 8.00%
CAPSTONE速 COURIER Page 2
Financial Summary C57912 Round: 2Dec. 31, 2015
Cash Flow Statement Survey Andrews Baldwin Chester Digby Erie
CashFlows from operating activities
Net Income(Loss) ($54,637) ($1,246) ($15,613) $15,736 $5,462
Adjustment for non-cash items:
Depreciation $9,547 $7,587 $7,587 $7,833 $8,755
Extraordinary gains/losses/writeoffs $0 ($15) $0 $7 ($539)
Changes in current assets and liablilities
Acounts payable $394 ($3,212) $708 $3,404 ($1,264)
Inventory ($122,974) $16,324 ($44,237) ($957) $9
Accounts Receivable ($2,092) ($50) ($1,123) ($4,327) $1,409
Net cash from operations ($169,763) $19,388 ($52,678) $21,695 $13,832
Cash flows from investing activities
Plant improvements(net) $0 $0 $0 ($25,320) ($15,292)
Cash flows from financing activities
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- 3. Example Two: Averaging in a Down and then Up Market Unit Price $6.00 $7.00 $8.00 $9.00 $10.00 1 2 3 4 5 6 7 8 9 10 11 12 Units Purchased 100 105 111 117 125 133 142 133 125 117 111 105 95 105 115 125 135 145 1 2 3 4 5 6 7 8 9 10 11 12 Invest $1000 a month for 1 year Units Purchased: 1,424 Total Cost: $12,000 Market Value: $13,528 $ Growth: $1,528 % Growth: 13% (despite the final purchase price being lower than the original purchase price)
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