This document contains a summary of Jayram Shantaram Sawant's work experience and qualifications. He has over 15 years of experience in financial services, currently working as a Manager of Credit at Axis Bank since 2007. Previously he worked at ICICI Bank from 2000-2006 as a CPA Manager handling credit card applications and customer queries. He has a Master's degree in Financial Management and is pursuing a Master's in Banking. His objective is a financial management position in a financial services corporation.