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Linda Caruthers CV Resume
- 1. Linda Tsironis Caruthers, CSA, LTCP Long-Term Care Consultants, Inc. 9100 Arboretum Parkway, Suite 180 North Chesterfield, Virginia 23236 Phone: 804-306-0016 Fax: 888-877-6625 Email: Linda@ltccinc.com Web Site: www.LTCCINC.com Professional Profile I specialize exclusively in long-term care planning and to build long-term relationships based on accountability, reliability and integrity. As an independent managing general agent, I educate clients on the concept, not on a specific product. I tailor the product to fit individual needs and financial circumstances. Designations/Skills  Independent Insurance Managing General Agent  Certified Senior Advisor (CSA) designation from the Society of Certified Senior Advisors in 2006  Long-Term Care Professional (LTCP) designation from America’s Health Insurance Plans (AHIP) in 2005  Long Term Care Insurance Employer/Employee Benefits Specialist  Relationship Building  Business Development  Long Term Care Insurance Trainer and Instructor Achievements  Recognized long-term care insurance and planning leader in the Greater Richmond area  Founder and CEO of Long-Term Care Consultants, Inc., Richmond’s only dedicated long-term care insurance agency providing long-term care planning and caregiver support resources to individuals and employer groups  Published author of several magazine articles focused on long-term care insurance and planning and cited expert in long-term care planning in article in Virginia Business Magazine, "Business Trends: Healthcare, An Industry Makeover, Genworth Financial"  While serving as Dental General Agent for the Medical Protective Company, increased company's market share from a few policies to several hundred policies and made office package policies available to policyholders for the first time Trainer-Instructor Experience  Have developed online agent training course for the "LTC Worksite Boot Camp" for LTC Connection  University of Richmond, Osher Lifelong Learning Institute, "Understanding Long Term Care Planning and Insurance Options," Instructor for Winter and Spring 2016 Schedule of Classes  Trainer for LTC Connection providing continuing education instructor for insurance agents’ and financial planners’ mandatory Commonwealth of Virginia, DRA, NAIC, & LTC Partnership Training from 2009-Present  Instructor with Chesterfield County Virginia Public Schools Adult Continuing Education serving as Long-Term Care Insurance and Medicare instructor providing guidance on long- term care planning, traditional Medicare, Medicare Advantage and Prescription Part D from 2006-Present. Memberships  President, Central Virginia Chapter Women in Insurance & Financial Services Chapter, Present  Board of Directors, Central Virginia Health Underwriters Association, 2013-2015  Chesterfield Council on Aging, 2006 to Present  American Association of Long-Term Care Professionals, 2006-2015  Richmond Senior Network, 2008 to 2014
- 2. Work Experience CEO and Founder - Long-Term Care Consultants, Inc. North Chesterfield, VA - 2002-Present  Founded Long-Term Care Consultants, Inc. (LTCCINC) in 2004 utilizing my expertise and successfully developed the company so that it is Richmond’s only dedicated long-term care insurance agency providing long-term care planning and caregiver support resources to individuals and employer groups  We partner with health insurance brokers, estate-planning attorneys, financial planners and employers assisting individuals with long-term care planning Long-Term Care Insurance Specialist – State Farm Insurance Company – North Chesterfield, VA 2001-2002  Provided long-term care insurance education and awareness to State Farm Insurance clients  Sold the State Farm Long-Term Care Insurance Policy to company's clients Director, The Medical Protective Company, the Servicing Carrier for the Virginia Medical Malpractice Joint Underwriting Association (JUA), Richmond, VA, 1986-2001  Managed JUA's operations, which was formed in 1986 to provide professional liability to Virginia physicians and surgeons who were otherwise unable to obtain coverage, at the company's offices in Richmond  Provided services to JUA Board and its various committees  Acted as liaison between Medical Protective, the Board, JUA counsel and the Bureau of Insurance  As JUA decreased in size, took on additional duties marketing professional liability insurance to Virginia dentists  Served as Dental General Agent for the entire state of Virginia  Served as General Agent for Medical Protective Company - one of two in the Commonwealth of Virginia