This document provides information on individual and group benefit plans offered by L & A Services, Inc., including health, life, and disability insurance as well as health savings accounts, cafeteria plans, and other supplemental benefits. Contact information is listed for Benjamin Rosky, who has served Arizona individuals, families, and small businesses since 1985 and received an award for extraordinary customer service. L & A Services' credentialed professionals only work with top-rated carriers and provide additional services such as business continuation planning, key-person insurance, and retirement income planning.