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Monique Renteria
8907 Nogal Avenue
Whittier, CA 90606
(626) 524-4774
QUALIFICATIONS
Fifteen years of experience in the commercial and residential real estate loan arena. Detail oriented with strong
communication, analytical, organizational and computer skills.
PROFESSIONAL EXPERIENCE
BANK OF THE WEST
Chino, California October 2015  Present
Small and Medium Enterprises, Sales Associate II
 Assist Business Banking Officer with application input, processing, customer follow up, and boarding of Commercial Banking
Transactions
 Accountable for pending business loans with process of obtaining loan conditions, opening title/ escrow/ flood/ environmental &
appraisal investigation, closing, and funding disbursement instructions.
 Work directly with various internal and external departments to ensure timely funded transactions such as Real Estate Specialists,
Processors, Underwriters, Escrow/ Title/ Flood/ Property Insurance Teams.
 Assist Regional Manager and Various Business Partners with loan projection, productivity, campaign setup, reporting, and Business
Banking Officer & Business Banking Regional Manager Scorecard formation.
EAGLE Home Mortgage
Irvine, California November 2012  October
2015
Residential Mortgage Funder
 Deliver complete and accurate closing documents to the necessary closing offices at least 48 hours prior to
closing.
 Review for accuracy all information in Destiny required to close a loan.
 Wire necessary funds to the closing agent within the required time frame.
 Review and approve the final HUD1 from the closing agent prior to authorizing the closing agent to fund the
loan and release keys to the borrower.
 Become familiar with investors and States closing requirements, forms and procedures and comply.
 Check all loan documents for correctness and accuracy prior to funding.
 Coordinate closings with escrow coordinators, Branch Managers and Home Loan Advisors.
 Interface with processors and borrowers as needed to collect conditions of approval.
 Anticipate loan-closing requirements and maintain the proper timeline to manage funding volume in order to
meet funding goals.
 Monitor fees being charged, collected, and waived to ensure proper collection of fees and revenue.
 Follow up and obtain documents and/or corrections noted by Post Closing Department or investors.
 Assist Closing Supervisor as needed.
 Prepare loan documents
1
Monique Renteria
8907 Nogal Avenue
Whittier, CA 90606
(626) 524-4774
BANK OF THE WEST
Monterey Park, California March 2009  November 2012
Commercial Loan Documentation
Commercial Loan Documentation Workflow Specialist
 Responsible for directing the workflow for all collateral, loan closing, safekeeping, and paid loan actives while ensuring timely and
efficient completion of day to day functions relating to tracking ticklers; closing functions for all loan types including tracking of
documentation deficiencies; collateral perfection; paid loan processes and safekeeping functions. Provides all staff training
related to the doc closing, file safekeeping and collateral positions. Provide direction to the staff and assists in all production
duties.
Commercial Loan Documentation Closer Senior November 2006- March 2009
 Reviews all loan document requests upon receipt for Closing to ensure that all loan documents including but not limited to,
Commercial loans, Commercial Real Estate loans, Agricultural loans, Asset Based Lending, Trade Finance, Church loans, and
Construction loans for multiple states are complete and accurate, compliant with various policy and regulatory requirements, and
are in keeping with the terms and conditions approved by the appropriate lending authorities. Reviews all boarding data entered
in the front-end system to ensure accuracy and proper boarding of the loan. Provide CLS with boarding and/or funding
authorization once closing package is review for completion. Work closely with Loan Officers, Escrow and Title Officers to ensure
loans are closed in a timely manner. Provide additional training to junior Closers.
CHARTER FUNDING December 2004  September
2006
Ontario, California
Home Loans
Loan Processor
 Managed a portfolio of 20 to 25 loans from initial submission to closing (Conventional/FHA/VA)
 Reviewed application packages to ensure completion and accuracy of information provided
 Performed initial credit analysis review of paystubs, bank statements and tax returns
 Assisted loan officers in gathering documentation (i.e. Paystubs, tax returns, balance sheets and tax returns)
 Acted as a liaison between brokers, real estate agents, lenders and borrowers
 Worked with title and escrow companies to clear title exceptions and facilitate loan closings, payoffs and recordation
HOMEFIELD FINANCIAL August 2009  May 2010
Rancho Cucamonga, California
Home Loans
Junior Loan Processor
 Prepared loan files for submission by the Senior Processor
 Audit closed files for compliance with company strict standards
BANK OF THE WEST November 2001- March 2003
Rancho Cucamonga, California
Customer Service Rep I
 Processed Deposits, Withdrawals, Transfers, ATM deposits, Quick deposits
 Processed Loan payments, assisted in Dual Custody for Vault and ATM Machines
 Assisted Customers in Opening and Closing of accounts
 Maintain an accurate balance of drawer
2
Monique Renteria
8907 Nogal Avenue
Whittier, CA 90606
(626) 524-4774
EDUCATION
Gladstone High School, Covina, California High School Diploma 1997
COMPUTER SKILLS AND CERTIFICATIONS
Microsoft Word, Excel, and Outlook, AFS, Calyx Point LOS, 10-Key by touch, Flood Compliance Training, 2016 Regulation E
Training, 2016 Unfair Deceptive and Abusive acts or Practices Training, 2016 Bank Protection Act Training, 2016 Ethics in Banking
Training,
AWARDS
Annual Awards  Bank of the West
Outstanding Performance / Above & Beyond 2009 and 2011
Above & Beyond 2010
Customer Service 2008 and 2009
Team Work 2007
3

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update Monique_resume_doc_(2012)

  • 1. Monique Renteria 8907 Nogal Avenue Whittier, CA 90606 (626) 524-4774 QUALIFICATIONS Fifteen years of experience in the commercial and residential real estate loan arena. Detail oriented with strong communication, analytical, organizational and computer skills. PROFESSIONAL EXPERIENCE BANK OF THE WEST Chino, California October 2015 Present Small and Medium Enterprises, Sales Associate II Assist Business Banking Officer with application input, processing, customer follow up, and boarding of Commercial Banking Transactions Accountable for pending business loans with process of obtaining loan conditions, opening title/ escrow/ flood/ environmental & appraisal investigation, closing, and funding disbursement instructions. Work directly with various internal and external departments to ensure timely funded transactions such as Real Estate Specialists, Processors, Underwriters, Escrow/ Title/ Flood/ Property Insurance Teams. Assist Regional Manager and Various Business Partners with loan projection, productivity, campaign setup, reporting, and Business Banking Officer & Business Banking Regional Manager Scorecard formation. EAGLE Home Mortgage Irvine, California November 2012 October 2015 Residential Mortgage Funder Deliver complete and accurate closing documents to the necessary closing offices at least 48 hours prior to closing. Review for accuracy all information in Destiny required to close a loan. Wire necessary funds to the closing agent within the required time frame. Review and approve the final HUD1 from the closing agent prior to authorizing the closing agent to fund the loan and release keys to the borrower. Become familiar with investors and States closing requirements, forms and procedures and comply. Check all loan documents for correctness and accuracy prior to funding. Coordinate closings with escrow coordinators, Branch Managers and Home Loan Advisors. Interface with processors and borrowers as needed to collect conditions of approval. Anticipate loan-closing requirements and maintain the proper timeline to manage funding volume in order to meet funding goals. Monitor fees being charged, collected, and waived to ensure proper collection of fees and revenue. Follow up and obtain documents and/or corrections noted by Post Closing Department or investors. Assist Closing Supervisor as needed. Prepare loan documents 1
  • 2. Monique Renteria 8907 Nogal Avenue Whittier, CA 90606 (626) 524-4774 BANK OF THE WEST Monterey Park, California March 2009 November 2012 Commercial Loan Documentation Commercial Loan Documentation Workflow Specialist Responsible for directing the workflow for all collateral, loan closing, safekeeping, and paid loan actives while ensuring timely and efficient completion of day to day functions relating to tracking ticklers; closing functions for all loan types including tracking of documentation deficiencies; collateral perfection; paid loan processes and safekeeping functions. Provides all staff training related to the doc closing, file safekeeping and collateral positions. Provide direction to the staff and assists in all production duties. Commercial Loan Documentation Closer Senior November 2006- March 2009 Reviews all loan document requests upon receipt for Closing to ensure that all loan documents including but not limited to, Commercial loans, Commercial Real Estate loans, Agricultural loans, Asset Based Lending, Trade Finance, Church loans, and Construction loans for multiple states are complete and accurate, compliant with various policy and regulatory requirements, and are in keeping with the terms and conditions approved by the appropriate lending authorities. Reviews all boarding data entered in the front-end system to ensure accuracy and proper boarding of the loan. Provide CLS with boarding and/or funding authorization once closing package is review for completion. Work closely with Loan Officers, Escrow and Title Officers to ensure loans are closed in a timely manner. Provide additional training to junior Closers. CHARTER FUNDING December 2004 September 2006 Ontario, California Home Loans Loan Processor Managed a portfolio of 20 to 25 loans from initial submission to closing (Conventional/FHA/VA) Reviewed application packages to ensure completion and accuracy of information provided Performed initial credit analysis review of paystubs, bank statements and tax returns Assisted loan officers in gathering documentation (i.e. Paystubs, tax returns, balance sheets and tax returns) Acted as a liaison between brokers, real estate agents, lenders and borrowers Worked with title and escrow companies to clear title exceptions and facilitate loan closings, payoffs and recordation HOMEFIELD FINANCIAL August 2009 May 2010 Rancho Cucamonga, California Home Loans Junior Loan Processor Prepared loan files for submission by the Senior Processor Audit closed files for compliance with company strict standards BANK OF THE WEST November 2001- March 2003 Rancho Cucamonga, California Customer Service Rep I Processed Deposits, Withdrawals, Transfers, ATM deposits, Quick deposits Processed Loan payments, assisted in Dual Custody for Vault and ATM Machines Assisted Customers in Opening and Closing of accounts Maintain an accurate balance of drawer 2
  • 3. Monique Renteria 8907 Nogal Avenue Whittier, CA 90606 (626) 524-4774 EDUCATION Gladstone High School, Covina, California High School Diploma 1997 COMPUTER SKILLS AND CERTIFICATIONS Microsoft Word, Excel, and Outlook, AFS, Calyx Point LOS, 10-Key by touch, Flood Compliance Training, 2016 Regulation E Training, 2016 Unfair Deceptive and Abusive acts or Practices Training, 2016 Bank Protection Act Training, 2016 Ethics in Banking Training, AWARDS Annual Awards Bank of the West Outstanding Performance / Above & Beyond 2009 and 2011 Above & Beyond 2010 Customer Service 2008 and 2009 Team Work 2007 3