Sheila and John S from Oakville met with an advisor to discuss their options for taking a company pension or commuting the pension to self-managed investments when they retire in a couple years. The advisor explored what retirement would look like for them, if additional employment would be needed if they commuted the pension, and other factors to consider like risk management strategies. The clients appreciated the advisor's time and expertise to help them decide between the options, though a final decision is still pending.