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Lanskap Perbankan Indonesia:
Kontribusi, Kompetisi dan Perubahan
Kontribusi ke Perekonomian
Kompetisi
 Pembiayaan dari perbankan adalah penggerak pertumbuhan ekonomi
 Per Februari 2022, Bank Umum telah memberikan penyaluran dana dalam
pembiayaan sebesar Rp. 10.075 triliun dan mengumpulkan sumber dana
sebesar Rp. 8.012 triliun
 Kompetisi meningkat sejak Pakjun 1983 dan Pakto 1988
 Jumlah bank yang meningkat mendorong bank untuk lebih kompetitif
 Per Februari 2022, Terdapat 1571 bank, dengan bank umum berjumlah 107
 Tranformasi perbankan menjadi agenda strategis regulator
 Tripple Disruption (digital, pandemi dan milenial) mengancam seluruh
sektor, termasuk sektor perbankan
Perubahan dan Transformasi

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