The document describes two home loan programs - the Advantage Benefit Program and CalPATH. The Advantage Benefit Program offers reduced fees and the ability to combine with other assistance programs, with FHA or conventional loans available. CalPATH is exclusive to Mountain West Financial and offers one free float down on the loan rate within the first 30 days. Both programs are available to employees of California public agencies, schools, colleges, and retirement systems. The document provides contact information for the branch manager and realtor.
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1. Our Way of Saying
Advantage Benet Program CalPATH
Advantage Benefit Program*
CalPATH**
Benefits:
Benefits:
Reduced Processing and Underwriting Fees
FHA or Conventional Loan Options Available
Can be Used with Other Down Payment
Assistance Programs
Available for High Balance loans
15 or 30 Year Terms Available
No Additional Qualifying - Follows MWFs
FHA Conventional Standard Guidelines
One Free Float Down (During the First 30 Days
After the Rate is Locked, if Rates Drop Lower
You Can Float Down to the New Lower Rate***)
Who Is Eligible?
Employee of any California Public Agency
Employee of a California Public School District,
Community College, or State College
CalPERS Members
CalSTRS Members
LRS Members
JRS Members
Buy or sell your home with Sylvia
Cruz-Ron and receive 25% of the
commission at close of escrow
Who Is Eligible?
CalPERS Members
CalSTRS Members
LRS Members
JRS Members
Firefighters
Law Enforcement
City, County, and State Employees
Employee of a California Public
School District, State University, or
Community College
Call us today for details!
Advantage Real Estate Mountain West Financial have no affiliation. Programs can be used together or by themselves through their respective companies.
*Advantage Benefit Program- Some restrictions apply - must have valid ID or proof of employment in one of the listed professions.
**CalPATH is exclusive to Mountain West Financial, Inc *** Rate float down available in the first 30 days before loan is approved. All applications are
subject to underwriting guidelines and approval. Not all programs available in all areas. Rates and terms are subject to change without notice. This form may
not be reproduced. Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act. NMLS# 164497.
ap 10/14
Sal Hernandez
Branch Manager
Mountain West Financial
909-200-5625
sal.hernandez@mwfinc.com
www.rancho.mwfinc.com
Sylvia Cruz-Ron
Realtor - CELL: (909) 631-8158
scruzron@yahoo.com
Advantage Real Estate
14270 Chino Hills Pkwy., Ste A., Chino Hills, CA 91709
CAL BRE #01791007