Convocatoria curso genero y cambio climaticoRELECEl curso virtual 'Género, Cambio Climático y Medio de Vida Sostenible', organizado por la Organización Universitaria Interamericana y otras entidades, busca ofrecer una perspectiva de género sobre el cambio climático y los medios de vida sostenibles. Se desarrollará del 25 de abril al 24 de junio de 2011 y está dirigido a diversas personas involucradas en el tema, con un costo de matrícula de 200 USD y un descuento para miembros de la OUI. Los participantes recibirán una constancia de participación al completar el curso.
Edital de abertura do concurso do DnitGiovanni SandesEste edital anuncia um concurso público para preenchimento de vagas no Departamento Nacional de Infraestrutura de Transportes (DNIT). Serão oferecidos cargos de nível superior e intermediário, com provas objetivas e discursivas. Os requisitos para investidura nos cargos incluem escolaridade, habilitação legal específica, nacionalidade brasileira e aprovação no concurso.
AIG Third Quarter 2008 Earnings Press Releasefinance2AIG reported a net loss of $24.47 billion for Q3 2008 compared to net income of $3.09 billion in Q3 2007. Premiums and other considerations grew 7% to $21 billion despite challenging market conditions. The loss reflected extreme market disruption, volatility, and restructuring charges. Reported earnings were negatively impacted but insurance businesses remain solidly capitalized and customer retention remains strong.
morgan stanley Earnings 1999 4thfinance2Morgan Stanley Dean Witter announced record quarterly and full year net income. For the quarter, net income increased 86% to $1.633 billion and diluted earnings per share increased 91% to $2.84. For the full fiscal year, net income increased 57% to a record $4.791 billion and diluted earnings per share increased 66% to $8.20. The company also announced a 2 for 1 stock split, a 67% increase in dividends, and authorization to repurchase an additional $1 billion in stock.
morgan stanley Earnings Archive 2002 3rd finance2Morgan Stanley reported a 17% decline in third quarter net income to $611 million. Revenues decreased across most business segments due to difficult market conditions. The annualized return on equity was 11.4%. While markets remained challenging, the company maintained its focus on serving clients and preserving its franchise for future growth.
2002 CSFB Healthcare Conferencefinance2This document summarizes McKesson Corporation's presentation at the 2002 Credit Suisse First Boston Healthcare Conference. McKesson reported strong Q2 FY03 results with 15% revenue growth and 31% EPS growth. Pharmaceutical Solutions saw 27% operating profit growth driven by generics. Information Solutions saw 79% operating profit growth and expanding margins. Medical-Surgical Solutions saw a 92% decline but efforts were underway to turn it around. McKesson outlined opportunities across its business units to drive continued growth and margin expansion through leadership in pharmaceutical distribution and clinical healthcare IT.
goldman sachs Code of Business Conduct and Ethics finance2This document is Goldman Sachs' Code of Business Conduct and Ethics which was amended in January 2005. It outlines Goldman's commitment to adhering to all applicable laws and the highest ethical standards. It discusses complying with laws and regulations, avoiding conflicts of interest, protecting confidential information, fair dealing, equal opportunity and harassment policies. It also addresses processes for reporting any issues or seeking waivers from the Code's requirements.
morgan stanley Earnings Archive 2008 2ndfinance2Morgan Stanley reported second quarter results, with net revenues of $6.5 billion, down 38% from the previous year. Earnings per share were $0.95. The annualized return on equity was 12%. Business highlights included solid results in wealth management and equity derivatives, but fixed income revenues declined significantly. Total client assets grew to $739 billion and the firm strengthened its capital and liquidity positions during the quarter.
Bloom Basics February 2009Daniel KraftThis document discusses Open Text's vision for a social workplace and social marketplace called Bloom. Bloom aims to capitalize on social networks, communities, and user-generated content by building these collaborative features on top of Open Text's existing enterprise content management suite. The goal is to allow employees and customers to better communicate, collaborate, and share experiences and ideas through a secure social platform integrated with document management, archiving, and other backend systems. Key benefits are seen as a complete offering combining social features with security, compliance, and the scalability of Open Text's existing products.
Systematized InnovationMichalis A. MichaelThe document discusses systematized innovation and an innovation process and model. It describes five approaches to innovation: subtraction, division, multiplication, task unification, and attribute dependency change. It also outlines values like people, passion, teamwork, partnership, and innovation. The document advocates challenging the status quo, celebrating ideas, disruptive technologies/services, and humanistic marketing principles.
Cardinal Health Updates FY09 Outlook Transcriptfinance2- Cardinal Health is revising its fiscal year 2009 guidance from $3.50-$3.60 per share to $3.50 due to a slowing in hospital capital spending as a result of tightening credit markets.
- The slowing is primarily impacting capital equipment orders in Clinical and Medical Products (CMP), especially infusion equipment which is expected to be down 20-25% in committed contracts.
- However, customers are only delaying purchases and not changing vendors, and the underlying demand is still there. Admissions and procedure-based businesses are still stable.
- CMP has taken steps to reduce costs such as manufacturing and infrastructure cuts to mitigate the impact and still expects segment profit to be flat or
morgan stanley Earnings Archive 2001 1st finance2- Morgan Stanley Dean Witter reported net income of $1.075 billion for Q1 2001, down 30% from $1.544 billion in Q1 2000. Diluted earnings per share were $0.94, down 30% from $1.34 in Q1 2000.
- Revenues decreased 14% to $6.385 billion due to difficult markets negatively impacting several businesses, though fixed income and equity trading performed well.
- Return on equity was 23% and the company remains focused on reducing expenses while maintaining client services in challenging market conditions.
mckesson Letter to Stockholders 2005finance2- McKesson Corporation reported strong financial performance for fiscal year 2005, with revenue growth of 16% to $80.5 billion, driven by new contracts with the VA and Caremark. Excluding litigation costs, earnings were $2.19 per share.
- The company transitioned agreements with pharmaceutical manufacturers to deliver more predictable compensation and address issues when drug price increases fell below expectations.
- All business segments grew, with the exception of Medical-Surgical Solutions which was impacted by lack of flu vaccine and litigation costs. Pharmaceutical Solutions and Provider Technologies performed well.
goldman sachs Policy Regarding Director Independence Determinationsfinance2The Board of Directors of The Goldman Sachs Group, Inc. determines director independence on an annual basis according to standards established to assist in determining whether a director has a material relationship with the company. Multiple immaterial relationships shall not be deemed to create a material relationship that causes a director to not be independent. The standards address employment, compensation, transactions, business relationships, client relationships, indebtedness, and other potential relationships between a director and the company. Definitions of terms such as "company," "executive officer," and "immediate family members" are also provided.
cardinal health Q4 2007 Earnings Transcriptfinance2This transcript summarizes Cardinal Health's Q4 2007 earnings conference call. The key points are:
1) Cardinal Health reported Q4 revenue of $22.3 billion, up 5% from the prior year, and operating earnings of $538 million, up 3%.
2) The Clinical and Medical Products sector emerged as a significant growth driver, with Q4 revenue up 15% and profits up 42%.
3) Healthcare Supply Chain Services delivered strong results for the year despite challenges in medical supply. Supply Chain Pharma had a strong year with revenue up 9% and profits up 14%.
4) Overall, fiscal 2007 was a good year for Cardinal Health with non-GAAP EPS growth of 20
morgan stanley Earnings Archive 2000 3rdfinance2Morgan Stanley Dean Witter announced its third quarter 2000 financial results. Net income increased 28% to $1.246 billion compared to the third quarter of 1999. Earnings per share were up 31% to $1.09. Net revenues grew 18% to $6.294 billion. All business segments saw increases in net income compared to the prior year quarter, with particularly strong growth in Asset Management (+62%) and Credit Services (+10%). For the first nine months of the year, net income increased 35% and earnings per share grew 38% compared to the same period in 1999.
Competència Matemàtica des de totes les matèriesguest0b7991Presentació elaborada per Anna Babra i Iolanda Guevara (IES Badalona VII) on es reflexiona, amb diferents exemples, com es poden tenir en compte les dzèԳ matemàtiques de totes les àrees del currículum.
Convocatoria curso genero y cambio climaticoRELECEl curso virtual 'Género, Cambio Climático y Medio de Vida Sostenible', organizado por la Organización Universitaria Interamericana y otras entidades, busca ofrecer una perspectiva de género sobre el cambio climático y los medios de vida sostenibles. Se desarrollará del 25 de abril al 24 de junio de 2011 y está dirigido a diversas personas involucradas en el tema, con un costo de matrícula de 200 USD y un descuento para miembros de la OUI. Los participantes recibirán una constancia de participación al completar el curso.
Edital de abertura do concurso do DnitGiovanni SandesEste edital anuncia um concurso público para preenchimento de vagas no Departamento Nacional de Infraestrutura de Transportes (DNIT). Serão oferecidos cargos de nível superior e intermediário, com provas objetivas e discursivas. Os requisitos para investidura nos cargos incluem escolaridade, habilitação legal específica, nacionalidade brasileira e aprovação no concurso.
AIG Third Quarter 2008 Earnings Press Releasefinance2AIG reported a net loss of $24.47 billion for Q3 2008 compared to net income of $3.09 billion in Q3 2007. Premiums and other considerations grew 7% to $21 billion despite challenging market conditions. The loss reflected extreme market disruption, volatility, and restructuring charges. Reported earnings were negatively impacted but insurance businesses remain solidly capitalized and customer retention remains strong.
morgan stanley Earnings 1999 4thfinance2Morgan Stanley Dean Witter announced record quarterly and full year net income. For the quarter, net income increased 86% to $1.633 billion and diluted earnings per share increased 91% to $2.84. For the full fiscal year, net income increased 57% to a record $4.791 billion and diluted earnings per share increased 66% to $8.20. The company also announced a 2 for 1 stock split, a 67% increase in dividends, and authorization to repurchase an additional $1 billion in stock.
morgan stanley Earnings Archive 2002 3rd finance2Morgan Stanley reported a 17% decline in third quarter net income to $611 million. Revenues decreased across most business segments due to difficult market conditions. The annualized return on equity was 11.4%. While markets remained challenging, the company maintained its focus on serving clients and preserving its franchise for future growth.
2002 CSFB Healthcare Conferencefinance2This document summarizes McKesson Corporation's presentation at the 2002 Credit Suisse First Boston Healthcare Conference. McKesson reported strong Q2 FY03 results with 15% revenue growth and 31% EPS growth. Pharmaceutical Solutions saw 27% operating profit growth driven by generics. Information Solutions saw 79% operating profit growth and expanding margins. Medical-Surgical Solutions saw a 92% decline but efforts were underway to turn it around. McKesson outlined opportunities across its business units to drive continued growth and margin expansion through leadership in pharmaceutical distribution and clinical healthcare IT.
goldman sachs Code of Business Conduct and Ethics finance2This document is Goldman Sachs' Code of Business Conduct and Ethics which was amended in January 2005. It outlines Goldman's commitment to adhering to all applicable laws and the highest ethical standards. It discusses complying with laws and regulations, avoiding conflicts of interest, protecting confidential information, fair dealing, equal opportunity and harassment policies. It also addresses processes for reporting any issues or seeking waivers from the Code's requirements.
morgan stanley Earnings Archive 2008 2ndfinance2Morgan Stanley reported second quarter results, with net revenues of $6.5 billion, down 38% from the previous year. Earnings per share were $0.95. The annualized return on equity was 12%. Business highlights included solid results in wealth management and equity derivatives, but fixed income revenues declined significantly. Total client assets grew to $739 billion and the firm strengthened its capital and liquidity positions during the quarter.
Bloom Basics February 2009Daniel KraftThis document discusses Open Text's vision for a social workplace and social marketplace called Bloom. Bloom aims to capitalize on social networks, communities, and user-generated content by building these collaborative features on top of Open Text's existing enterprise content management suite. The goal is to allow employees and customers to better communicate, collaborate, and share experiences and ideas through a secure social platform integrated with document management, archiving, and other backend systems. Key benefits are seen as a complete offering combining social features with security, compliance, and the scalability of Open Text's existing products.
Systematized InnovationMichalis A. MichaelThe document discusses systematized innovation and an innovation process and model. It describes five approaches to innovation: subtraction, division, multiplication, task unification, and attribute dependency change. It also outlines values like people, passion, teamwork, partnership, and innovation. The document advocates challenging the status quo, celebrating ideas, disruptive technologies/services, and humanistic marketing principles.
Cardinal Health Updates FY09 Outlook Transcriptfinance2- Cardinal Health is revising its fiscal year 2009 guidance from $3.50-$3.60 per share to $3.50 due to a slowing in hospital capital spending as a result of tightening credit markets.
- The slowing is primarily impacting capital equipment orders in Clinical and Medical Products (CMP), especially infusion equipment which is expected to be down 20-25% in committed contracts.
- However, customers are only delaying purchases and not changing vendors, and the underlying demand is still there. Admissions and procedure-based businesses are still stable.
- CMP has taken steps to reduce costs such as manufacturing and infrastructure cuts to mitigate the impact and still expects segment profit to be flat or
morgan stanley Earnings Archive 2001 1st finance2- Morgan Stanley Dean Witter reported net income of $1.075 billion for Q1 2001, down 30% from $1.544 billion in Q1 2000. Diluted earnings per share were $0.94, down 30% from $1.34 in Q1 2000.
- Revenues decreased 14% to $6.385 billion due to difficult markets negatively impacting several businesses, though fixed income and equity trading performed well.
- Return on equity was 23% and the company remains focused on reducing expenses while maintaining client services in challenging market conditions.
mckesson Letter to Stockholders 2005finance2- McKesson Corporation reported strong financial performance for fiscal year 2005, with revenue growth of 16% to $80.5 billion, driven by new contracts with the VA and Caremark. Excluding litigation costs, earnings were $2.19 per share.
- The company transitioned agreements with pharmaceutical manufacturers to deliver more predictable compensation and address issues when drug price increases fell below expectations.
- All business segments grew, with the exception of Medical-Surgical Solutions which was impacted by lack of flu vaccine and litigation costs. Pharmaceutical Solutions and Provider Technologies performed well.
goldman sachs Policy Regarding Director Independence Determinationsfinance2The Board of Directors of The Goldman Sachs Group, Inc. determines director independence on an annual basis according to standards established to assist in determining whether a director has a material relationship with the company. Multiple immaterial relationships shall not be deemed to create a material relationship that causes a director to not be independent. The standards address employment, compensation, transactions, business relationships, client relationships, indebtedness, and other potential relationships between a director and the company. Definitions of terms such as "company," "executive officer," and "immediate family members" are also provided.
cardinal health Q4 2007 Earnings Transcriptfinance2This transcript summarizes Cardinal Health's Q4 2007 earnings conference call. The key points are:
1) Cardinal Health reported Q4 revenue of $22.3 billion, up 5% from the prior year, and operating earnings of $538 million, up 3%.
2) The Clinical and Medical Products sector emerged as a significant growth driver, with Q4 revenue up 15% and profits up 42%.
3) Healthcare Supply Chain Services delivered strong results for the year despite challenges in medical supply. Supply Chain Pharma had a strong year with revenue up 9% and profits up 14%.
4) Overall, fiscal 2007 was a good year for Cardinal Health with non-GAAP EPS growth of 20
morgan stanley Earnings Archive 2000 3rdfinance2Morgan Stanley Dean Witter announced its third quarter 2000 financial results. Net income increased 28% to $1.246 billion compared to the third quarter of 1999. Earnings per share were up 31% to $1.09. Net revenues grew 18% to $6.294 billion. All business segments saw increases in net income compared to the prior year quarter, with particularly strong growth in Asset Management (+62%) and Credit Services (+10%). For the first nine months of the year, net income increased 35% and earnings per share grew 38% compared to the same period in 1999.
Competència Matemàtica des de totes les matèriesguest0b7991Presentació elaborada per Anna Babra i Iolanda Guevara (IES Badalona VII) on es reflexiona, amb diferents exemples, com es poden tenir en compte les dzèԳ matemàtiques de totes les àrees del currículum.
ԲܲÀձdolors12ԲܲÀձ, és un projecte interdisciplinari que es va treballar des de totes les àrees, en tots els cicles i s’hi va implicar tot el professorat i tot l'alumnat (que n’és el protagonista). Les àrees principals van ser les matemàtiques i la llengua les quals van donar nom al projecte. Llengua perquè es treballa en totes les activitats com: cites matem., dites matem., matemàtics catalans, contes i poemes matem., cançons matem., abecedari matem., enigmes, padrins de lectura... que es van dur a terme i MÀTIC perquè és el personatge matemàtic de la nostra escola.
Competencia Matematica GirondocbibPresentació de Maria Luisa Girondo de la Universitat Rovira i Virgili, sobre el treball curricular orientat a l'adquisició de competència
Presentacio cb primàriaximochustPresentació competència matemàtica a primària a partir d'una presentació del Departament d'Ensenyament de la Generalitat de Catalunya
Informe Llista d'espera Escola Roser CapdevilaEscolaRoserCapdevila18Publicació de la llista d'espera per la matrícula del curs 25-26 de l'escola Roser Capdevila de Sant Joan Despí.
Places assigandes curs 25-26 escola Roser CapdevilaEscolaRoserCapdevila18El llistat de places assignades per la matrícula del curs 25-26, de l'escola Roser Capdevila de Sant Joan Despí
DOSSIER ESTIU A1INICIAL! Us presento un dossier que hauràs de completar dura...JosepRamonGregoriMuoBenvolguts alumnes,
Us presento un dossier que hauràs de completar durant les vostres vacances d’estiu i entregar-lo, ben fet i ben presentat, al setembre. La idea és que practiqueu i no oblideu vocabulari que hem treballat durant el curs.
Us desitjo que passeu i gaudiu d’unes bones vacances d’estiu.
Ens tornarem a veure al 8 de setembre quan comencen les classes de nou!
2. Que es planteja?
la perspectiva d’un aprenentatge de les matemàtiques per a
la vida diària.
unes matemàtiques que ajudin a interpretar el món que ens
envolta.
facilitar la quantificació i la mesura de fets i processos
naturals i socials per:
comparar, ordenar, classificar i per tant conèixer-los millor
permetre descobrir semblances i regularitats en l’observació
de l’entorn.
modelitzar problemes de la vida real, per tal de cercar-los i
solucionar-los.
fomentar la comunicació de coneixements i d’informació
facilitant la fonamentació de criteris i la presa de decisions.
3. Que hem de tenir en compte per
assolir la competència matemàtica
Pensar matemàticament. Construir coneixements matemàtics a
partir de situacions on tinguin sentit, experimentar, intuir, relacionar
conceptes i realitzar abstraccions.
Raonar matemàticament. Realitzar induccions i deduccions,
particularitzar i generalitzar; argumentar les decisions preses, així
com l’elecció dels processos seguits i de les tècniques utilitzades.
Plantejar-se i resoldre problemes. Llegir i entendre l’enunciat,
generar preguntes relacionades amb una situació-problema,
planificar i desenvolupar estratègies de resolució i verificar la
validesa de les solucions.
4. Que hem de tenir en compte per
assolir la competència matemàtica
Obtenir, interpretar i generar informació amb contingut matemàtic.
Utilitzar les tècniques matemàtiques bàsiques (per comptar, operar,
mesurar, situar-se a l’espai i organitzar i analitzar dades) i els
instruments (calculadores i TIC, de dibuix i de mesura) per a fer
matemàtiques.
Interpretar i representar a través de paraules, dibuixos, símbols,
nombres i materials, expressions, processos i resultats matemàtics.
Comunicar el treball i els descobriments als altres, tant oralment
com per escrit, utilitzant de manera progressiva el llenguatge
matemàtic.
6. Com s’estructuren els continguts
PREVIS
S’han d’integrar l’ús de les TIC i els mitjans tecnològics
S’han desenvolupar en l’alumnat actituds positives envers el
coneixement matemàtic, tenint en compte:
la seva dilatada història
la seva contribució a la cultura.
7. Com s’estructuren els continguts
ORGANITZACIÓ EN CINC BLOCS
numeració
i càlcul
relacions i canvi
espai i forma
mesura
estadística i atzar
Aquets continguts es desenvolupen a través de procesos
8. Dimensions de la competència matemàtica
Les dzèԳ matemàtiques s’assoleixen en la mesura
que es van aprenent els continguts dels diferents blocs, cal
que en tots els cicles es desenvolupin els quatre processos
següents:
La resolució de problemes, com a nucli del treball de
matemàtiques...
El raonament i la prova, com a formes de desenvolupar
coneixements...
La comunicació i la representació de la informació, de les
idees i dels processos seguits...
La connexió entre els diferents continguts de les
matemàtiques, així com entre aquests i els continguts
d’altres àrees...
9. Dimensions de la competència matemàtica
Dimensió Resolució de problemes
1.
2.
3.
Traduir un problema a una representació matemàtica i emprar
conceptes, eines i estratègies matemàtiques per resoldre’l.
Donar i comprovar la solució d’un problema d’acord amb les preguntes
plantejades.
Fer preguntes i generar problemes de caire matemàtic.
Dimensió Raonament i prova
4.
Fer conjectures matemàtiques adients en situacions quotidianes i
comprovar-les.
5.
Argumentar les afirmacions i els processos matemàtics realitzats en
contextos propers
10. Dimensions de la competència matemàtica
Dimensió Connexions
6.
Establir relacions entre diferents conceptes, així com entre els diversos
significats d’un mateix concepte.
7.
Identificar les matemàtiques implicades en situacions quotidianes i
escolars i cercar situacions que es puguin relacionar amb idees
matemàtiques concretes.
Dimensió Comunicació i representació
8.
Expressar idees i processos matemàtics de manera comprensible tot
emprant el llenguatge verbal (oral i escrit).
9.
Usar les diverses representacions dels conceptes i relacions per
expressar matemàticament una situació.
10. Usar les eines tecnològiques amb criteri, de forma ajustada a la situació,
i interpretar les representacions matemàtiques que ofereixen.
11. Gestió del currículum
Rellevància dels contextos.
Equilibri, connexió entre els continguts i treball interdisciplinari.
Valoració d’actituds relacionades amb les matemàtiques.
Diversitat en les formes de treball i en la gestió de la classe.
l’avaluació com a part del procés d’ensenyament-aprenentatge,
que inclou la reflexió sobre el què s’aprendrà.
12. Objectius
L’àrea de matemàtiques a primària té com a
objectiu el desenvolupament de les capacitats
següents:
1. Utilitzar i valorar les matemàtiques com una eina útil per
comprendre el món i per expressar informacions i
coneixements sobre l’entorn, i reconèixer-les com una ciència
oberta i dinàmica.
2. Reconèixer el raonament, l’argumentació i la prova com
aspectes fonamentals de les matemàtiques, així com el valor
d’actituds com la perseverança, la precisió i la revisió.
13. Objectius
L’àrea de matemàtiques a primària té
com a objectiu el desenvolupament de
les capacitats següents:
3. Reconèixer situacions-problema de l’entorn i utilitzar les
matemàtiques per resoldre-les, triant els recursos que es
considerin més adients i explicant-ne l’elecció.
4. Planificar i aplicar estratègies (anàlisi de semblances i
diferències, exploració sistemàtica de diferents possibilitats,
particularització i generalització, comprensió de l’ús de les
operacions, entre altres) per resoldre problemes i modificar-les,
si cal.
14. Objectius
L’àrea de matemàtiques a primària té com a
objectiu el desenvolupament de les capacitats
següents:
5. Organitzar i consolidar el pensament matemàtic a partir de la
comunicació coherent i clara de les pròpies idees, i dels
processos matemàtics emprats, als companys i als mestres.
6. Crear i utilitzar representacions per organitzar, registrar i
comunicar les idees i els processos matemàtics, així com
interpretar i usar el llenguatge matemàtic, com ara xifres,
signes, dibuixos geomètrics, taules i gràfics per a descriure
fenòmens habituals.
15. Objectius
L’àrea de matemàtiques a primària té com a
objectiu el desenvolupament de les capacitats
següents:
7. Comprendre el sistema de numeració decimal i el significat
de les operacions. Calcular amb fluïdesa i fer estimacions
raonables, tot utilitzant diferents tècniques: càlcul mental, càlcul
escrit, i càlcul amb calculadora i altres TIC, d’acord amb la
situació.
8. Identificar i descriure formes geomètriques de l’entorn, tot
utilitzant el coneixement dels seus elements i de les seves
propietats. Interpretar i utilitzar procediments d’orientació
espacial en contextos diversos.
16. Objectius
L’àrea de matemàtiques a primària té com a
objectiu el desenvolupament de les capacitats
següents:
9. Comprendre les magnituds mesurables i el procés de
mesurar, i aplicar les unitats d’ús habitual, les tècniques i els
instruments de mesura adequats a cada situació.
10. Interpretar la informació, elaborar preguntes, recollir,
organitzar i representar les dades per a respondre-les, utilitzant
els mètodes estadístics apropiats, així com comprendre i
aplicar els conceptes bàsics d’atzar.