This document discusses formwork materials and design. It provides information on:
- Common materials used for formwork including wood, plywood, aluminum and steel.
- Design considerations for formwork including thickness of sheathing, size of studs and wales, and size and spacing of ties.
- Tables with maximum allowable pressures, spacing of studs and wales, and spacing of ties based on factors like concrete temperature and pour rate.
- An example estimating formwork costs for a 9'-6" x 25'-4" concrete wall.
This document provides details on a loan issued on August 16, 1996 for $183,000 with a 30 year term and 6.5% interest rate. It includes a history of payments made against the loan through May 2006, with the current balance owing of $166,703. Regular monthly payments were made along with occasional additional payments of both principal and interest. Fees and insurance payments are also listed. The loan was taken out to finance a housing project.
The document discusses how technology is rapidly changing and disrupting many industries. It notes that the amount of data being created is growing exponentially, with 7.9 zetabytes of data predicted to be created by 2015. This data and new technologies are enabling more devices and people to connect, including the next 5 billion internet users. To succeed in the future, companies must anticipate changes, transform how they operate, and take action in response to new opportunities around mobile usage, the internet of things, and information proliferation.
Jayant Bhaskar Desai has over 29 years of experience in horticulture, agriculture, and landscaping. He has expertise in organic farming, farm management, landscaping operations, floriculture crops, and cost estimation. Some of his responsibilities include providing consultancy and guidance to organic farmers, overseeing the design of landscaping projects, and advising farmers on advanced agricultural techniques. He has worked on projects in India and other countries, including managing a 100+ hectare farm and serving as a horticulturist in Saudi Arabia. Desai holds a Ph.D. in Engineering and masters and bachelors degrees in agriculture.